41 Sabre Drive, Port Melbourne 3207
1300 0 EPOCH
New Home Loan

A new home, a new loan.
Our experts will work with you to secure the best option in the market.

First Home Buyers

Buying your first home. It’s a very special moment you’ll never forget. Let us help make that dream come true.

Loan Refinancing

Sometimes change is the right decision. Make sure you keep pace with the market and take advantage of great advice

Personal Insurance

Life can be unpredictable. It’s important to make sure that surprises don’t cost your loved one. Be prepared.

A Selection of Our Lenders
Let’s Make This Simple
Trusted Home Loan Experts
Things are meant to get simpler over time, not more complicated. That’s where we come in. We’ll work with you to find a finance option that fits your needs. There’s no magic algorithm. It’s about people, families and your future.
Transparency and Trust
Even when there’s no cost it doesn’t mean someone’s not paying. We will be clear with you at all times about any fees and commissions. Honesty matters and it’s the foundation upon which our reputations have been built. 
Loan Providers
Years of Experience
Succesful Projects
Here to Help
Stop Wasting Your Valuable Time
We understand how loans work and with over 30+ years of finance experience  we’ve seen it all. You’ll get the benefit of that experience with no surprises.
Honest ethical financial advice is what we deliver. That’s our promise to you.
Saving you time

We do all of the research for you so that you don’t have to do all the hard work.

Saving you money

Less time searching, easy comparisons and smarter decisions.

Saving you stress

You’re busy enough already. We’ll take the headache out of the process.

Fast service

We’re fast. We’ll help with paperwork and processing to get you a result.

No hidden fees

We’ll make sure you know what you’re paying for and who you’re paying.

Rate guarantee

Rates compared daily. Ensuring you get the best prices in the market.

Our Products
A Solution For All Aspects Of Your Life
Home Loans
Life Insurance
Equipment Finance
Car Loans
Commercial Property
Cashflow Loans
Our Approach
What Matters Most?

You Matter

What do you need out of a home loan and how can we get you into your new home as quickly as possible? It starts with a form but that’s only part of the picture because sometimes not every bit of relevant information fits in a box. We understand that.

Quality Matters

That’s why we give you the choice of over 20 lenders and we’ll help you find the one that right for you and your situation. That’s what we strive for. The best rate to fit your needs.

Service Matters

This isn’t a finance factory. We’re committed finance professionals who know that working around your schedule helps. We can work with you on site, on the phone or on video call. Whatever works for you, works for us because peace of mind comes before good decisions.

Time matters

Sometimes time is against you and you need answers fast. We can help there too. One on one service. Quick turnarounds. Peace of mind.

We are Epoch Financial.
Meet Mike

The Backstory

Epoch CEO Mike Sullivan and his wife Stacey bought their first house using up all of their savings. They were house poor for the first six months, but loved every second fixing it up and making it home.   Mike’s aim? To help more people get into their first or their next home.


The Banker

With over 15 years experience in banking and finance Mike brings a wealth of experience helping clients manage their investment funds for retirement, funding their business, or financing their home. There isn’t much that Mike hasn’t seen, which means that your situation will be understood.


The Business

Why Epoch? It’s a business that exists to help people make smart financial decisions. Will, knowledge, and action are the foundation of the Epoch brand, and we’re here to deliver outcomes for you.

Keep Up To Date
News & Blog
We want to be a resource for you.
A place where you can learn about the important aspects of buying, building or refinancing a home.
What Our Customers Say
Our Reputation Is Our Promisse
“We’d just had our first child and were trying to upgrade from a rental to a decent house in a good neighbourhood with good schools.  We kept getting the run-around from the banks, and then we were introduced to Mike and he worked with us over a few months and helped us buy an awesome house that we’re in now and loving.  Mike took the time to explain the issues to us so we could understand them which I really appreciated”
Rachel – First Home Buyer
“I was in a bind and needed someone that knew how to get things done that were outside the box.  I’d spoken to a few people to no avail, but once I started working with Mike he was able to deliver a solution and give me confidence in how to go forward.  Without Mike involved I would have been in strife”
Kyle – Property Investor
“Mike and his team are the best. I have had the absolute pleasure of working with him over a  number of years and across a variety of projects. He’s always taken the time to understand what’s important to me and what it takes to get me the product that suits my personal circumstances”.
Steve – Long Term Client
Contact Us
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